The U.S. House tonight passed a continuing resolution (CR) by a vote of 221 to 212 to fund the federal government through February 18, 2022. A short-term extension of the National Flood Insurance Program (NFIP) is included in the CR. Funding for the federal government and authority for the NFIP are both still set to expire this coming Friday, December 3 at midnight unless their funding is extended.
To avoid a federal government shutdown and a lapse in funding for the NFIP, the CR now moves to the Senate, where it must pass before midnight tomorrow. If the NFIP does lapse, it would no longer have the authority to issue new policies or renew existing ones, among other limitations. Historically, the program continues to adjust and pay claims arising out of flood losses incurred before or during a lapse while the lapse is in progress.