2026 Election Update

The fight for control of the 120th Congress is reaching its boiling point as we enter the final week before November’s midterm election. Republicans are looking to hold their slim majorities in both chambers but a difficult path to holding the House and an expanding Senate battleground threaten GOP control of Congress.Republicans face an unfavorable …

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NFIP PIVOT Rating System Issue

What Agents Need to Know About First Floor Height PIA is closely monitoring an issue affecting the National Flood Insurance Program’s (NFIP) PIVOT rating system and the First Floor Height (FFH) data used in determining flood insurance premiums. On or around September 8, 2026, the NFIP began experiencing a malfunction involving First Floor Height data. …

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Senate Agriculture Committee passes Farm Bill

The Senate Agriculture Committee passed its version of the Farm Bill on a party line vote to advance the bill to the full Senate. The Senate plans to take up the bill after the mid-term recess. Both the House and Senate versions of the 2026 Farm Bill include provisions that may freeze the administrative and …

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Farm Bill Provisions Threaten to Eliminate Crop Insurance Inflation Adjustment

Both the House and Senate versions of the 2026 Farm Bill include provisions that may freeze the administrative and operating (A&O) expense reimbursement rates for crop insurance agents, House §11009 and Senate §11008, respectively. The provisions set out that the 2026 reimbursement rate will apply to policies written in subsequent years, leaving the plausible interpretation …

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