NFIP Extended as Record Long Shutdown Comes to an End

On November 12, the House of Representatives passed a continuing resolution to fund most of the federal government, including the National Flood Insurance Program (NFIP), until January 30, 2026. The deal, which also extends Department of Agriculture funding for the remainder of the fiscal year, was signed by President Donald Trump shortly after final House …

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Take Action: PIA urges CMS Action to Address Emerging Medicare Practices

On November 12, PIA sent a letter to Centers for Medicare & Medicaid Services (CMS) Administrator Mehmet Oz urging the agency to address concerning trends in the Medicare Advantage and Medicare Part D markets that threaten consumer access, undermine market integrity, and marginalize the role of licensed insurance agents. Take action here to make your …

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FEMA Releases New Flood Insurance Manual

FEMA has released an updated flood insurance manual which went into effect on October 1st. FEMA made several updates and clarifications in the new manual, highlighted below. Agents can find the full manual with all of its changes here. Changes in October 2025 Flood Insurance Manual A notice has been added to policies to contact …

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NFIP Lapse Guidance

The National Flood Insurance Program (NFIP) has lapsed after Congress was unable to strike a deal to fund the federal government by the September 30th deadline. While the House of Representatives passed a continuing resolution (CR) to fund the government through November 21, the bill did not reach the 60 votes required to pass in …

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PIA Action Alert: Extend the NFIP

Without Congressional action, the National Flood Insurance Program (NFIP) will expire after September 30. With the deadline quickly approaching, your legislators need to hear from you, the members of the independent agent community, that the NFIP needs to be reauthorized. The history of NFIP extensions has been messy. In 2017, the NFIP’s last five-year reauthorization …

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Independent Agents Take to Capitol Hill During PIA’s Annual Advocacy Day

Independent insurance agents from around the nation converged on Washington, D.C. on September 17 for PIA’s annual Advocacy Day. Members of PIA of North Dakota in front of US Capitol Agents met with Senators, Representatives, and congressional staff to discuss PIA’s key legislative issues. Among PIA’s top issues were the need for the long-term reauthorization …

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PIA Top Priority Included as Financial Services Funding Bill Passes House Appropriations Committee

On September 3, the House Appropriations Committee passed the Financial Services and General Government (FSGG) Appropriations Act for FY’26, which begins on October 1, 2025. Included in the FSGG bill is a policy provision from Rep. Scott Fitzgerald’s (R-WI) Insurance Data Protection Act (H.R.3437). This provision would prevent funds for FY’26 from being used to implement, administer, …

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PIA Releases Issues of Focus for Advocacy Day

PIA has released its Issues of Focus in preparation for its upcoming 2025 Advocacy Day scheduled for September 17. PIA members will highlight these issues during their meetings with their elected representatives on Advocacy Day. While these issues are our focus for Advocacy Day in 2025, we always work to promote the interests of our independent …

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PIA Policy Priorities Signed Into Law

On July 4th, President Donald Trump signed into law key PIA policy priorities, delivering a significant victory for independent insurance agents. The 20% qualified business income (QBI) passthrough tax deduction, which was set to expire at the end of 2025, was made permanent by the enacted legislation. The countless PIA members who have benefited from …

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Take Action: PIA Urges Senate Passage of Policy Priorities

As the Senate prepares to take up the “One, Big, Beautiful Bill” this week, PIA urges the passage of key policy priorities that will empower agents and provide for a stronger, safer insurance market for consumers. Included in the legislation are provisions making permanent the 20% qualified business income (QBI) passthrough tax deduction presently available …

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