NFIP Extended as Record Long Shutdown Comes to an End

On November 12, the House of Representatives passed a continuing resolution to fund most of the federal government, including the National Flood Insurance Program (NFIP), until January 30, 2026. The deal, which also extends Department of Agriculture funding for the remainder of the fiscal year, was signed by President Donald Trump shortly after final House …

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FEMA Releases New Flood Insurance Manual

FEMA has released an updated flood insurance manual which went into effect on October 1st. FEMA made several updates and clarifications in the new manual, highlighted below. Agents can find the full manual with all of its changes here. Changes in October 2025 Flood Insurance Manual A notice has been added to policies to contact …

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NFIP Lapse Guidance

The National Flood Insurance Program (NFIP) has lapsed after Congress was unable to strike a deal to fund the federal government by the September 30th deadline. While the House of Representatives passed a continuing resolution (CR) to fund the government through November 21, the bill did not reach the 60 votes required to pass in …

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PIA Action Alert: Extend the NFIP

Without Congressional action, the National Flood Insurance Program (NFIP) will expire after September 30. With the deadline quickly approaching, your legislators need to hear from you, the members of the independent agent community, that the NFIP needs to be reauthorized. The history of NFIP extensions has been messy. In 2017, the NFIP’s last five-year reauthorization …

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PIA Releases Issues of Focus for Advocacy Day

PIA has released its Issues of Focus in preparation for its upcoming 2025 Advocacy Day scheduled for September 17. PIA members will highlight these issues during their meetings with their elected representatives on Advocacy Day. While these issues are our focus for Advocacy Day in 2025, we always work to promote the interests of our independent …

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Senate Banking Hearing Homes in on Disaster Mitigation

Photo by Sveta K on Pexels.com Last week, the Senate Committee on Banking, Housing, and Urban Affairs held a hearing examining the value of disaster mitigation as a means of strengthening the American insurance markets. Witnesses included representatives of the American Property Casualty Insurance Association (APCIA); the Center for Industrial Progress, and the Insurance Institute …

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Bill to Extend NFIP Through 2026 Introduced in Senate

Last month, Louisiana Sens. Bill Cassidy (R) and John Kennedy (R) introduced S. 1015, a bill to extend the National Flood Insurance Program (NFIP) until December 31, 2026. PIA strongly supports this legislation, which would provide much needed certainty to the NFIP while Congress works towards a long-term reauthorization. In 2017, more than seven years …

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Flood Program Extended Until September 30

On March 14, the federal government avoided a shutdown following the Senate’s passage of a continuing resolution (CR) to fund the federal government for the remainder of the fiscal year. Included in the CR was an extension of the National Flood Insurance Program (NFIP) until September 30. This latest extension marks the 33rd short-term extension of …

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PIA Action Alert: Extend the NFIP

Without Congressional action, the National Flood Insurance Program (NFIP) will expire after March 14. With the deadline quickly approaching, your legislators need to hear from you, the members of the independent agent community, that the NFIP urgently needs to be reauthorized. The history of NFIP extensions has been messy. In 2017, the NFIP’s last five-year …

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NFIP Extended to March 14, 2025

On December 20, Congress avoided a government shutdown after reaching a short-term deal, called a continuing resolution (CR), to fund the federal government. Included in the agreement was an extension of the National Flood Insurance Program (NFIP). The NFIP will now be funded through March 14, 2025. This extension marks the 32nd short-term extension of the …

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